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Services

Helping you make the right decision.

We help financial institutions and other regulated entities achieve and maintain regulatory compliance through expert guidance and streamlined processes. Our approach ensures clients fully understand their obligations, are prepared for regulatory interactions, and can launch new products and services within compliant frameworks.

How it works

Reach out to us for a detailed conversation about your company’s needs. Together, we’ll identify your regulatory challenges and develop a tailored compliance roadmap that works for you.

  • Entering a regulated market starts with getting the licensing process right.

    We guide clients through the full lifecycle of licensing and registration — from pre-application preparation to post-approval implementation — ensuring clarity, completeness, and regulator alignment at every step.

    Our services include:

    • Regulatory readiness assessments

    • Preparation of application documentation

    • Business plan development and financial modeling

    • Liaison with supervisory authorities

    • Response strategies to regulator feedback

    • Post-licensing compliance setup

    What to expect:

    Our team works closely with you to define your business model in regulatory terms, address any compliance gaps, and build an application package that stands up to scrutiny. We act as both technical advisors and strategic partners through the process.

  • Helping banks stay ahead of evolving regulatory demands.

    We offer tailored compliance advisory for banks and deposit-taking institutions, helping them manage obligations, mitigate risk, and foster supervisory confidence.

    Our services include:

    • Ongoing compliance framework development

    • Prudential and conduct regulation advisory

    • Internal control and governance reviews

    • Regulatory reporting process design

    • Risk-based supervision alignment

    • AML/CFT compliance advisory

    What to expect:

    Whether you’re navigating regulatory change, expanding services, or responding to on-site inspections, we help ensure your compliance function is proactive, effective, and strategically aligned.

  • Navigating complex interactions with financial institutions often requires a nuanced understanding of underlying regulatory requirements and supervisory expectations. We assist clients in effectively communicating with banks and other financial service providers, particularly in situations involving compliance-related inquiries, service limitations, or resolution of complex issues that may arise from a regulatory perspective.

    Our services include:

    • Review and analysis of bank communications and requirements: Helping clients understand the regulatory basis for bank decisions.

    • Strategic advisory for addressing bank inquiries: Guiding clients on how to respond effectively to requests for information or clarification from banks.

    • Mediation and advocacy in regulatory-sensitive banking matters: Acting as an expert liaison to help bridge communication gaps between clients and banks on compliance-related disputes or complex service issues.

    • Guidance on internal bank policies and their regulatory implications: Providing insight into how bank internal rules intersect with broader regulatory obligations.

    • Support for challenging regulatory-driven banking decisions: Assisting clients in formulating responses or appeals where a bank's decision is perceived to be based on a misunderstanding of compliance obligations.

    What to expect: 

    We leverage our deep understanding of banking regulations and supervisory practices to facilitate constructive dialogue and resolution. Our goal is to ensure your interactions with financial institutions are handled efficiently, transparently, and with full consideration of both your business needs and the prevailing regulatory framework. We act as your expert advocate, ensuring that complex financial issues are navigated with clarity and a focus on compliant outcomes.

  • Compliance support for the broader financial ecosystem.

    We provide regulatory solutions for non-bank financial institutions such as microfinance institutions, leasing companies, credit unions, and fintech lenders.

    Our services include:

    • Licensing support tailored to non-bank models

    • Custom compliance policy design

    • AML/CFT and customer onboarding frameworks

    • Consumer protection advisory

    • Reporting and audit preparedness

    What to expect:

    We understand the distinct challenges and opportunities facing non-bank entities. Our advisors tailor solutions that are proportionate, practical, and regulator-informed.

  • Trusted guidance for capital markets participants.

    We help investment firms, asset managers, broker-dealers, and advisors manage compliance obligations across securities laws, supervisory requirements, and market conduct rules.

    Our services include:

    • Licensing and authorization support (MiFID-equivalent regimes, etc.)

    • Market conduct and disclosure compliance

    • Internal policies for trading, reporting, and conflicts of interest

    • Client onboarding and suitability procedures

    • Insider trading and market abuse prevention

    What to expect:

    We bring both regulatory insight and practical experience to help clients maintain compliance, protect investor trust, and adapt to evolving market standards.

  • Regulatory clarity for the payments industry.

    We support payment service providers (PSPs), e-money institutions, and other system operators in navigating the fast-evolving payments regulatory landscape.

    Our services include:

    • Licensing and registration support

    • Safeguarding and capital requirements advisory

    • Payment flow and operational risk mapping

    • Anti-fraud and AML/CFT controls

    • Consumer protection and transparency obligations

    What to expect:

    Whether you’re building a new payments business or scaling an existing one, we ensure your regulatory infrastructure is robust, scalable, and audit-ready.

    Virtual Asset Services Advisory

  • We help virtual asset service providers (VASPs) understand and comply with rapidly evolving legal frameworks governing digital finance, crypto assets, and tokenized platforms.

    Our services include:

    • Licensing for crypto exchanges, custodians, and wallet providers

    • Risk-based compliance program development

    • AML/CFT framework tailored for digital assets

    • Travel rule compliance and KYC protocols

    • Regulatory engagement and registration across jurisdictions

    What to expect:

    We bring structure and foresight to a dynamic regulatory environment. From startup to scale-up, our advisory ensures you meet regulatory expectations without stifling innovation.

  • Compliance is not a one-time project — it’s a daily responsibility.

    We provide ongoing advisory support to help financial institutions manage their regulatory obligations proactively, accurately, and efficiently. Our team acts as an extension of your compliance function, offering timely guidance and hands-on support across your day-to-day operations and strategic initiatives.

    Our services include:

    • Regulatory change monitoring and impact assessment, supported by AI-driven analysis for proactive alerts

    • Periodic policy and procedure updates

    • Internal compliance reviews and risk assessments

    • Preparation of supervisory reports and disclosures

    • Inspection readiness and response coordination

    • Staff training and capacity building, including modules enhanced by AI-generated insights

    • Design of compliance monitoring and testing programs, leveraging AI for pattern recognition and anomaly detection

    • Direct access to our AI compliance agents for immediate query resolution and regulatory guidance.

    What to expect:

    We help you stay ahead of the curve — tracking regulatory developments, maintaining robust internal controls, and ensuring your compliance processes are audit-ready at all times. Our innovative use of AI agents provides an unprecedented layer of efficiency and access to regulatory intelligence, serving as a dynamic, always-on resource.Our partnership approach, combining human expertise with AI capabilities, gives you both the bandwidth and technical depth to meet expectations without overburdening your internal team.

  • Tailored support for high-net-worth individuals navigating complex jurisdictions.

    We provide confidential, strategic advisory services to individuals with international investment profiles, residency ambitions, and regulatory exposure. Whether you’re seeking a residence permit, structuring cross-border investments, or ensuring financial compliance across jurisdictions, or looking to compliantly bring international capital into the Georgian market, we offer personalized guidance grounded in legal clarity and institutional experience.

    Our services include:

    • Advisory on residence permits and relocation

    • Regulatory due diligence on international investments and fund participation

    • Guidance on establishing private investment vehicles or family offices

    • Structuring of cross-border financial holdings in compliance with local regulations

    • Liaison with authorities and legal partners to support application and onboarding processes

    • Risk mitigation and reputational safeguards across regulatory environments

    • Guidance on establishing compliant structures for foreign direct investment into jurisdictions..

    What to expect:

    We combine regulatory insight with discretion and efficiency — ensuring your ambitions are met with compliant structures, clear processes, and strong institutional relationships. From initial consultation to post-approval support, Clarsen offers trusted guidance through every step.

Industries

Financial sector

We support a wide range of financial institutions—from licensing and business plan development to post-licensing compliance and regulatory reporting.

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Other sectors

We also provide tailored regulatory advisory services to non-financial sector clients. Let’s discuss how we can support your specific needs.

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